Terms & Conditions

Last updated: December 2024

1. Acceptance of Terms

By accessing and using the P2P Lending Platform, you accept and agree to be bound by the terms and provision of this agreement.

2. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

All users must be approved before they can participate in lending activities on the platform.

3. Lending Agreements

All lending agreements created on this platform are contracts between individual users. The platform facilitates connections but does not guarantee repayment.

Users are responsible for assessing the risk and credibility of their counterparties.

4. Payment and Fees

The platform may charge fees for certain services. All applicable fees will be clearly disclosed before any transaction.

5. Limitation of Liability

The platform is provided "as is" without warranties of any kind. We are not liable for any losses incurred through the use of this platform.

6. Changes to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes.